Personal Finance: Don't Embrace Buy Now Pay Later Programs.
Buy now, pay later programs are found everywhere
these days, however at the end you tend to pay more than you have.
They're loan programs, and that they come with late fees up to 30%. It has been found out
that one in every 3 users has been late on a payment.
As a personal finance planner, I do recommend saving up for these purchases rather than postponed payment.
Using Buy Now Pay Later cleverly is possible, I just feel the potential downsides can immensely outweigh the positives.. Anyways, added to doing it cleverly, here are a sort of freebies that can aid your personal finance.